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To Cut My Spending, I Used Behavioral Economics on Myself - The Atlantic

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I buy into this approach a lot. Tammy and I use YNAB to track our personal finances and we enter each transaction by hand. I avoid payment methods that are too convenient. I refuse to use the scan to pay features at coffee shops because I know it takes you further from the decision to spend money. 💸 Some things should not be low friction. Thought experiment, I’ve often wondered what if you set your password as a trigger. So, on Amazon if you set your password to DoYouReallyNeedToBuyThisStuff?” would that trigger your mind to reconsider?

Posted on September 16, 2018

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